A lot of people I know have some kind of financial troubles. Usually that happens because they have a lot of expenses and at the same time they have problems earning money. It is interesting, because according to statistics from Wikipedia, top 1% richest Americans own 38% of the wealth in USA. This means that some people have really a lot of money, while others may be struggling to just pay their bills. My advice for those who struggle is to try to reduce any unnecessary expenses as usually that can help at least to some degree. While not everybody is born very rich like those 1% of the richest, we have to make sure that we manage our money the best way possible.