Why is it Important to get Your Contracts Reviewed?

When you run a business youíll be dealing with contracts a lot. Itís rare for a small business to have dedicated legal staff or sales teams in its early days so as person in charge you are where the buck stops and it should stop with a contract.

Whether youíre securing your premises, a supply of raw materials and products or the labour and expertise you need to run your business, itís foolish to trust to this a goodnatured agreement that isnít formalised by a contract. However well the two parties may know and trust each other, a formal business contract gives both some legal certainty to rely on in the event of any dispute, allowing it be resolved more quickly, cleanly and with luck allowing them to maintain their good will and partnership. A contract dispute has protocols allowing it to be dealt with quickly: a broken friendship is much harder to work through.

Itís important these contracts are robust and cover the agreements youíve actually made in negotiation. If the other party is responsible for drawing up the contract and it doesnít cover some specifics you agreed in person, the legal document youíve signed takes precedence.

The idea solution is to get every document reviewed by a trusted contract lawyer before you sign it. If you can access the services of such a professional, they will be able to advise on you on any ambiguous terms and make sure the document is a correct legal summary of the agreement youíve negotiated. If itís not, they can be an authoritative voice to ask for a redrafting to make it agree more closely with your negotiations.

Itís not as hard as it used to be to access contract review services. Many reputable online law firms have appeared in recent years, allowing smaller businesses flexible access to the services they need without needing to pay the hefty costs associated with high street lawyers.

If you canít find or afford a contract lawyer, one way to check your contracts is to ask someone reliable, but with no prior insight into the deal to read it over. If they can read the contract and summarise a deal that sounds like the one you agreed, with no unpleasant surprises, you can feel more confident about it though.

Creating a good working relationship with a lawyer is by far preferable, however, so priotorise finding one within your budget as soon as you have the resources.

How Africa Uses Mobile Phones

If youíre using a mobile phone in Africa youíre likely paying for credit as you go, whenever you need the data or call time. Pay as you go credit is by far the most popular option for the majority of people across Africa, but mobile contracts are beginning to get a toehold in some places: mostly the larger cities, where leading smartphone handsets are starting to become available but are beyond the reach of the majority of people without structuring the payment through a contract.

In South Africa, the mobile contract market is still finding its level: while itís cheaper overall to get onto a contract, the savings seem to be disproportionate to those paying as they go.

One writer noted that the data market in particular is very regressive in South Africa. As the country has some of the expensive prices for data in the world, people who can afford a contract get a much better price for their data over time than people who buy it only when they need it. Itís effectively more expensive to be poor.

As the majority of people in South Africa are still on pay as you go packages, rather than contracts, theyíre at a profound disadvantage: not using one is hardly an option as so many vital services are available via mobile, including mobile banking, and health guidance and weather advice. The main problem here is that these services are disproportionately needed by poorer people in more rural parts of the country. Those in cities have access to physical banks, doctorsí surgeries and as a rule their jobs are less dependent on the weather.

Isolated rural communities have been increasingly revolutionised by their access to internet services, with mobile banking getting many people into the banking system for the first time which is much more secure than their previous need to keep physical money in their house or on their person.

While thereís clearly a large market for a contract that serves the needs of these people, a side effect of the pay as you go model is that it allows friends and family have migrated as members of the African diaspora to send credit home using international mobile top up services. This is a vital and popular way for people living abroad to make important contributions to the lives of the people they have left back home, and for now itís not going anywhere.

How to Qualify as a Social Worker

Whether youíre doing your GCSEs or A Levels and thinking about your future, or feeling trapped in a stale career and looking for a change, you may want to look into social care jobs.

The Social Work sector is a chance to work with people who really need you, and go home at the end of the day knowing youíve made a real difference to the world. In our increasingly digital economy, being able to see the results of your work so clearly is rare and precious.

If youíre interested in Social Work, youíll need to qualify first: social workers need to complete a course approved by the Health and Care Professions Council (HCPC). Many universities offer such courses, so youíll need to pick the one that feels right to you.

Picking a university isnít always easy: itís more complicated than looking at the league tables to find which ones provide the best results. Youíre going to be at this institution for three or four years so you need to feel comfortable and at home there. This will govern whether you pick a quiet, studious university or one with a reputation for an exciting nightlife. If you prefer the diversity of a big city you might want to study in London, but if you feel this would provide a distraction from your studies or simply arenít at home in big anonymous cities, a more enclosed, Ďcampusí university on the fringe of a small town will suit you better.

The social work degree will include classroom training on techniques, and the law governing social interventions, as well as hands on experience and work placements, giving you a clearer idea of what social work is like.

If you want to boost your chances of being accepted onto your favoured course and stand out later in job interviews, itís worth looking into volunteering before you study. Charities offer aspiring social workers the chance to help out in their local communities. This could also help you decide if social work is really for you Ė as the realities can be different to your ambitions when you first begin training.

If you already have a degree you may instead be able take a masters or conversion course to help you being your career more quickly Ė Skills for Care is the industry body that can help to advise you on your best route into the profession.

Now is an exciting time to enter social care, with new approaches revolutionising the field, and helping to create new opportunities for everyone.