Positive Incentive Wellness Programs for Health

Employees who are chronically ill are not productive employees. Many of the chronic illnesses that affect workers today are at least in part caused by behaviors people choose to engage in. Targeting a few key behaviors can quite dramatically improve employee health. Healthy employees are present and productive, which is reflected in a company’s bottom line.

Smoking Cessation

Smoking has been linked to a large number of chronic illnesses. Due to bans on smoking in the workplace, smoking affects the smoker’s productivity directly by the need of the smoker to take frequent breaks in approved smoking areas. Some employers have attempted to coerce employees into quitting by removing access to smoking areas, by fining employees caught smoking, and other punishment-type programs aimed at discouraging smoking.

Positive Incentives

Punishment-type programs that attempt to change employee behavior don’t work very well. They make employees feel disgruntled, and tend to trigger antagonistic behaviors instead of cooperation. Free smoking cessation programs along with positive incentives for not smoking are much more effective. Wellness Corporate Solutions (WCS) has experience in setting up highly effective positive incentive programs to encourage smoking cessation.

Weight Loss

Along with smoking cessation, encouraging employees to lose weight has far-reaching health consequences. Weight loss can reduce daytime sleepiness due to sleep apnea, with immediate improvements in employee productivity. Weight loss can also reduce the rates of diabetes and heart disease. Individuals suffering from these chronic diseases tend to have high rates of absenteeism and to also not be as productive as healthy individuals. Programs intended to shame or punish employees who gain weight or fail to lose weight do not work for the same reasons mentioned above for smoking. However, in addition to positive incentive programs encouraging weight loss, environmental changes to the workplace are usually necessary in order to affect employee body weight.

Environmental Changes

Changes to the food readily available to employees in a workplace can affect both rates of overweight and other aspects of health. For example, altering the types of food available in the cafeteria and vending machines can directly affect employee health and body weight. Changes in the company’s “food culture” can also affect what employees eat. For example, instead of offering cakes and candy at corporate celebrations, fruits and non-edible prizes such as reusable water bottles and gym memberships could be offered instead.

Positive changes to the corporate environment combined with positive incentive programs can measurably improve employee health. Healthier employees are more productive employees.

Professional Printing Services from Qualified Professionals

Whether you are looking for personalized gifts, business cards, art quality photographic prints, stationary or promotional items, Black River Imaging can fulfill that need with exemplary products at competitive prices. The site is also continually innovating with new products and techniques that allow Black River to bring a fresh look to your printed items.

Perfect for business that require unique promotional items to give as gifts for their customers, Black River Imaging prints personalized calendars, mouse pads, magnets, posters, playing cards, bookmarks and so much more. There’s also a greeting card printing service that is perfect for businesses that wish to send holiday cards to their clients; companies can also print personalized envelopes and stickers for sealing them with a personal touch. A range of personalized office supplies is also available, from spiral bound notebooks and journals to dry erase boards and notepads for items that display business pride.

Black River Imaging also offers customers the option of choosing the exact paper thickness and quality they desire, from standard to a high loft cotton paper that sandwiches an accent color in the center for added graphic appeal while making the paper itself more durable and tactile. There’s also the option of printing shaped business cards that allow a company to stand apart visually from its competitors.

For your high quality art printing needs, Black River Imaging offers a range of finishes, such as matte or gloss. Items can also be printed directly on to metal or wrapped on objects for a 3-D effect. They also offer split image prints for a unique visual effect. Pictures can also be placed in personalized albums that come in a variety of display options or printed on puzzles for a one of a kind gift.

Whatever printing technique you require, you’ll find a wealth of ideas and cutting edge techniques for producing high quality graphic items for your business or personal needs. Black River Imaging is committed to providing the best in customer satisfaction and its specially trained staff of professionals is experienced in serving client needs quickly and successfully. They even run promotional sales on top of their competitive prices, allowing for even more value when purchasing their unique services.

Use a vaporizer

Millions of people smoke herbs, but they are unhappy about the negative health consequences of this activity. However, there is now an alternative that can still give a person the rush they are craving. Vaporizers allow people to enjoy their herb without all of the health risks associated with traditional smoking. Here are some of the reasons why people who smoke should start to use a vaporizer.

1. Less coughing

Using an Elite vaporizer pen does not expose you to many of the chemicals that are a part of smoking the traditional way. Therefore, you will not cough nearly as often. One of the worst side effects of smoking is coughing on a consistent basis because your lungs are smothered in tar. Using a vaporizer will put an end to your coughing.

2. Healthier

When you use a vaporizer that is included in a Cheap Vape Starter Kit, you will only be inhaling the vapors, not the smoke. This will prevent you from inhaling any of the harmful carbon monoxide or tar that you would inhale while smoking normally.

3. No bad smell

Bad smelling rooms and cars are synonymous with smoking. When you use a vaporizer, the smell will only linger for several minutes, then it will be completely gone. This is very advantageous for people who want to sneak a few puffs without getting caught.

4. You will not inhale lighter fluid

Many people do not realize that using a lighter causes you to inhale some of the lighter fluid that emerges from the flame. It goes without saying that inhaling a chemical like lighter fluid on a regular basis will be detrimental to your health.

5. The price is right

While your initial investment for a vape pen or pipe will set you back a few bucks, the bottom line is your investment will eventually pay for itself many times over. The reality is that vaporizers are extremely efficient. This means that they only require roughly one-third as much herb as you would need to get the same high by smoking it the regular way. This is one of the main reasons why so many people are making the switch to vaporizers. They are able to make your herb go much farther.

6. Taste buds

Many people who smoke regularly notice their taste buds suffer some damage in the process. However, the act of vaporizing is much gentler to your taste buds over the course of time.

The Magic Solution: Using Microfinance As a Tool for Female Empowerment

When we consider the options for making available increased amount of finance to be used as capital by women entrepreneurs, microfinance easily comes to mind. In fact it is proven to be the most helpful and hence popular too. There are many success stories of women who started their business with help of micro financing in developing and developed economies. The function of microfinance need not remain confined to provision of only credit but should also encompass other essential banking services like making deposits. Even today, women in many parts of our world are unable to access any banking service.

Making capital available for women also makes better business sense for those associated with microfinance, given that women are able to repay their loans in a far better manner than men. As per a report from the World Bank, 98% of women borrowers repaid their loans, compared to seventy percent of men. Grameen Bank was among the first few banks to have realized that fact and that is why the bank disburses 94% of its loans to women alone. Other than that it is realized that extending loans to women is proving helpful in bringing useful changes at social level like more children going to school, healthier diet for the family and general improvement in their quality of life.

The most important consideration for organizations inclined to offer loans to women is to devise their schemes in a manner that best suit the requirements of women. For instance, they could design loans which women can access for businesses that they can conveniently organize from home. Such loan agreements need not necessarily be signed by the spouse of a woman borrower. This is a practice often supported by PCI, at http://www.pciglobal.org/microfinance/

At present there are many cultural and social limitations in many societies that come in the way of women from understanding and deriving benefits of micro financing. Many have no access to the relevant information, particularly in African and Asian countries where the rate of literacy is too low.

It will be a good idea for the lending institutions to overcome some of the limitations by extending loans to groups of women, rather than to a single woman. The group may comprise of literate women along with those with some special skills or facilities with the educated ones guaranteeing repayment of loans on behalf of the others from the group. Once again, the idea of group lending originated with Grameen Bank and has even higher rates of repayment as women motivate and guide each other to do well in business as and when the need arises.

Lending capital to women through micro financing should be looked at as a big business opportunity that also has the potential of helping the working poor to come out of poverty. The data already available should encourage organizations connected with micro financing to consider the offer of providing funds and credit to women as low risk plans, which allow them to shoulder some social responsibility too, the effects of which will be realized in the long run.

 

 

Working With the Right Loan Provider

We’ve all had those situations where we needed some extra cash to cover expenses. However, what do you do when taking £60, £100 or even £200 from a cash machine isn’t enough? Well, when faced with such a situation, you may need to apply for a short-term loan. However, you must do your homework and choose a loan provider who puts your personal finances front and center.

How you manage that loan says a lot about how you manage your finances in general. Will you repay that loan on time and minimize overcharges, or will you become lax in your repayment of that loan and have to cover additional charges? Better yet, will you end up using one loan to cover another in an aimless pursuit of using credit to cover credit? Whilst it may sound dire, it doesn’t need to be. So, what are some of the criteria you should consider when taking out that all-important loan?

Is the Loan Provider Regulated?

Ultimately, you want to work with a lender that has an established history, one whose reputation and behaviour is above reproach, and most importantly, one that is regulated and authorized by the Financial Conduct Authority. The best lenders will work with you to outline a repayment plan that makes sense for you, one you can afford, and one you are capable of repaying.

Are the Charges Clear and Well-Defined?

Do you understand the interest rates on the loan, how they are calculated and what the repayment period is? Do you understand the penalties associated with late payments and or defaulting on the loan? You should never be left alone to answer these aforementioned questions, and you should never be surprised by hidden fees and penalties. The loan provider should clarify each step of the loan process, defining what each charge entails, and taking a transparent approach to the credit agreement you’ve entered.

Are You Borrowing the Right Amount?

Borrowing more than you can afford is a sorry excuse for living vicariously through credit. Whilst it’s your responsibility to live within your means, it’s also the responsibility of the loan provider to not take advantage of you. Make sure you work with a lender that does their due diligence. They should work with you to outline a payment plan that fits your budget.

The best lenders want their customers to repay the loan. The worst lenders try to get you to commit to some impossible repayment plan with exorbitant interest rates. Quick loans express focuses their approach on lending only what you need, no more, no less.

Zippers

Everything from buttons to Velcro is used to fasten things together, but the most commonly used method are humble zippers. Because they are so common, they are generally overlooked until they break down. At that point, the attention they get is generally all negative, and zippers are, in fact, notorious for breaking down at the least opportune time. This isn’t fair, however, since most of the time, when they are just doing their job, people don’t even see that they’re there.

When you need to replace a zipper, however, go to www.zippershipper.com for a wide selection and the ease of online ordering. They carry many different colors and styles, from the invisible zippers on skirts to the heavy duty zippers for Jeep canopies. Whatever your needs, they likely have a zipper that you can use. If they don’t carry it, they also give you the option of ordering custom zippers.

How To Store Your Data Effectively

Effective data storage has been a concern among businesses and organizations that deal with a large amount of data on a daily basis. The issue—and the task—is so crucial that many of these organizations and companies have created their own data storage policies in order to make sure that their files are not only safe and protected, but also easily accessed when necessary. After all, information is perhaps the most important asset many businesses have!

Think of your tactics

A data storage policy is useless without applying the right tactics to put the strategy into practice. The tactics you should employ in storing data should be able to address the following needs:

  • Data protection – how do you protect your data? Do you have off-site backup and replication? What forms of cloud storage do you use?
  • Data identification – exactly what kinds of data do you keep? Do you have a reporting system in place that lets you know whether new data has been added, or if files have been modified?
  • Data classification – are some of your data more important than others? Are the levels of protection you use in data storage appropriate for the specific types of data you have?

There are many kinds of tools available that can help you protect and store your data effectively depending on the need. You should be able to identify those needs so you can come up with a sound storage strategy and plans for implementation. It is important to make you tactical procedures as specific as possible so you don’t leave any gaps in the process.

Choosing the right data storage solution

Businesses and organizations deal with different kinds of information every day, from emails to presentations and documents to databases. Aside from storing information, companies also have to deal with spyware, malware, and viruses that threaten the safety and integrity of data. There is also a growing need to store large media files and make these easily available.

The type of data storage solution to get would depend on the kind of information you need to store, your current storage capacity, and even your physical location. Conducting a general audit of your data assets can help you select which storage option fits your business. Here are some of the storage options you can consider:

  • Flash memory thumb drives – plugged into a USB port, these devices are extremely portable yet offer a lot of space. This is ideal for mobile professionals.
  • External hard drives – a larger device but offers a tremendous amount of storage space. It usually needs its own power.
  • Online storage – remote storage and backup to a secure and remote server over the Internet lets business share large files internally or with clients by providing them with password-protected access.
  • Network-attached storage – easy to manage, storage solutions through a network are ideal for small and medium-sized businesses that need large but economical storage. Multiple hard drives, server racks, and data cabinets are used in this setup.

Whichever method you choose, make sure it meets the needs of your company and ensures the safety of your data. Remember that good data management affects productivity, and you’ll need a lot of that for business success.

5 Important Reasons for Completing a Land Title Search

When it comes to the property, you want to do everything possible to ensure safety and security. Often times, not knowing the particulars about real estate can halt sales and default loans. When you do a title search, you can acquire the most important details about the property in question. This can save you a great deal of time and money, especially if you’re trying to buy or sell a home.

Encroachments Onto the Property

Whether it’s a fence built by the neighbor or it’s a shed overlapping a utility easement, encroachments to the property need to be identified. This can directly affect the value of the real estate as well as determine liability should an object need to be removed from the premises. It’s an important aspect of insurance as damages to such property may be at the cost of another party.

Zoning Complications

If a lot is zoned for commercial, it may not hold a residential establishment. This information can be forgotten over time leading to a house being built on a location reserved for businesses. This could then cause the home to be removed at the cost of the owner. However, many properties can be re-zoned through contacting local governments.

Liens and Other Third-Party Claims

When someone sells a property that a third-party has a claim to, the end result can be quite costly as well as stressful. A title search for such location should reveal all claims against the property including fraudulent sell attempts and other mistakes by land title offices.

Errors by Local Government

Local officials are not infallible, and sometimes mistakes can happen when filing property information. Title searches can help shed light on these problems providing individuals with the base information in which to remedy the situation. In most cases, local officials are very helpful and will do what is necessary to clear up any mistakes that are on record.

Properly Signed and Registered Forms

It’s uncommon that a document slips through the cracks without signatures. In some cases, registration forms may be overlooked as well. A proper land title search can provide you with the background information regarding the real estate where you can establish if everything is correct and legal. In many cases, simple amendments to the original forms are possible even if the mistake is several years old.

If you’re serious about buying a home, never take the owner’s word as fact. If you’re selling, the title search can enhance the experience by providing the buyer with information he or she needs to know. Services such as those offered by InfoTrack can provide the history of a location and all documents attached to such. It can help remedy unknown issues as well as make the entire selling procedure legal and binding.

Software

Ever since I started spending time on the Internet, I noticed that the Internet allows me the possibility to download software. I do not mind paying for some kind of software as long as I find it helpful. Have you ever tried any security software like I did recently? If yes, did it help you in your job or in your personal life? I have some software installed on my PC, but I am always on the lookout for even better software. I do not have a lot of experience when it comes to choosing the right type of software. This is probably why I always ask for help when it comes to my choices.

How to Form a Company

In this day and age, it really makes sense to be self-employed. I remember working for a company and I can compare it with my current experience of being self employed and I want to tell you that I would choose being my own boss every time.

When you want to start your new company, you need to know ways of incorporating a company. This shouldn’t be a difficult thing at all once you know where and how to get started. There are many things you can do about it. As always, the Internet will prove to be your best friend. You will find there a very useful website that will give you the possibility to register your own company. You will see that doing so will be a breeze. Make sure that you follow all the steps described there to the letter and you are very likely to succeed.

Personally, I like it that registering a company is such a short process. This means that many people should be encouraged to start their own companies if registering is so easy. I am glad that this is the case because I know way too many people who work for somebody and I know that they would be a lot better if they didn’t but could be self employed instead.